Health Insurance or Term Insurance with First Salary?
At Finanjo, there is a pattern that shows up again and again in early careers. The first salary is expected to change spending. It…
10 Important Things To Consider Before Buying Your First Health Insurance
At Finanjo, we often notice something about the first few years of someone’s career. Financial decisions rarely arrive as part of a grand and…
Data without decisions is useless – why dashboards are failing young Indians
Here is a scene that plays out thousands of times a day across every personal finance app in India. A user opens the app.…
10 Things To Consider Before Buying First Term Insurance
“What do you mean you do not have term insurance?” Buying your first term insurance policy often feels like one of those financial decisions…
4,000 queries to Jo. Here’s what young India actually wants from a finance app
Last month, a user sent Jo this message: “If my salary stopped for one month, how long could I maintain my current lifestyle?” This…
Importance of Health Insurance: How Medical Inflation is Destroying Savings in India?
At Finanjo, we spend a fair amount of time interacting with young professionals across India about money. Salary growth, investing, budgeting, taxes, life insurance,…
Why should Young Earners consider Life Insurance early in their career
Shubham had just received his first meaningful annual bonus. Not the kind of money that makes someone quit their job or suddenly plan a…
Personal Finance Isn’t a Literacy Problem
Before we wrote a single line of code for Finanjo, Pankaj and I spent months talking to young Indians about their relationship with money.…
Blume Just Said What We’ve Been Building For
I read a lot of investor reports. Most of them describe problems I already know and solutions that remain safely abstract. We had a…
Are Account Aggregators Safe?
Every day, someone downloads Finanjo, looks at the screen asking them to connect their bank account, and pauses. The message I get most from…