Claim Settlement Ratio – What It Means and How to Read It Properly?
Picture Credit – Reddit Try picturing this for a moment. A man sits at home scrolling through a message from his insurance company, still…
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The personalisation gap: why Indian finance apps know your balance but not your situation
The personal finance industry in India has spent a decade asking the wrong question. The question it has been asking: how do we get…
Riders in Insurance – What They Are and When You Actually Need Them?
Raj had just finished buying his first term policy without riders in insurance. For a moment it felt oddly satisfying. Not exciting exactly. But…
Buying Health Insurance Online vs Through an Agent – The difference
We all know that one chacha ji. The one who becomes quietly interested in your finances the moment your salary starts sounding respectable. The…
Why Should Gen Z Get Best Term Insurance with First Salary?
First salary lands and something shifts. The number sitting in the bank account feels small and huge at the same time. Small when compared…
Health Insurance or Term Insurance with First Salary?
At Finanjo, there is a pattern that shows up again and again in early careers. The first salary is expected to change spending. It…
10 Important Things To Consider Before Buying Your First Health Insurance
At Finanjo, we often notice something about the first few years of someone’s career. Financial decisions rarely arrive as part of a grand and…
Data without decisions is useless – why dashboards are failing young Indians
Here is a scene that plays out thousands of times a day across every personal finance app in India. A user opens the app.…
10 Things To Consider Before Buying First Term Insurance
“What do you mean you do not have term insurance?” Buying your first term insurance policy often feels like one of those financial decisions…
4,000 queries to Jo. Here’s what young India actually wants from a finance app
Last month, a user sent Jo this message: “If my salary stopped for one month, how long could I maintain my current lifestyle?” This…
